Funanani Ramalala

The only thing better than a holiday is a holiday paid for in cash. Trust me when I say the peace that comes with coming back home with only memories and pictures instead of credit card debt is unmatched. Many people go on holiday every year, but very free people do it on a budget

Your favorite girl is back with brand new free printable out for lunch signs in PDF format. You do not have to work with no coffee break just because you do not have the right sign to put outside your door. There is an out for lunch sign for every business and enterprise. For example,

These are the first day of 6th grade printable signs that you can use for free. There are fun, vibrant color scheme templates that young ones will like. Let your child smile and make memories together by taking the first day of school photos. You only get to do the first day of 6th grade

Looking for free printable PDF out-of-service signs? Look no further, I’ve got your back. I have designed beautiful functional free templates for you to use. All the templates are in PDF format. Download and print the out-of-service sign you need. These out-of-order sign templates are A4 paper size. If need various sizes leave a message

Yes, the best tips for creating a budget that actually works for you have been hidden from you. Now, before you zone out, hear me out. I know and understand that the “B” word brings anxiety and panic attacks, but it does not have to. If you do it the right way, it will become

Here is the best way to help you achieve your financial goals with weekly savings. Weekly Savings Goals are the proven way to meet your bigger financial savings goals. It is easier to write down your financial savings goals than to actually put in the work to save money. But I have an old but

The best stokvel ideas are always the simple ones. Stokvels are big in South Africa. Many people use stokvels as investment or savings vehicles. But as with everything, using the right vehicle to get to the right destination is the key in situations like this. My golden tip is to choose people you trust and

How to build an emergency fund seems far beyond reach for many South Africans. Living below their means is a dream that many aspire to but never fulfill. It always seems like wishful thinking that is beyond the reach of ordinary South Africans. That’s why it’s difficult to even talk about saving. I know we

How to survive financially in South Africa is the golden question everyone is asking and this is because the South African economy has taken a very interesting turn, and we are all feeling it in our pockets. The current situation requires one to be financially savvy and money-smart. But it’s not always easy because usually

The best frugal living tips to save money are easy to implement because they are practical. Frugality and minimalism are not about torturing you and depriving you of the things that make you happy and bring joy to your day. Once you get these into your system they become part of your daily habits and

Here are 17 tips to save money quickly plus Free Low-income printable PDFs to use as you save money. This is all about frugal living made fun and easy. Remember it’s the small things that help you save money. Be consistent in doing all these small tips and each penny saved will accumulate to large